2A Friendly Credit Card Processors [What You Need to Know]

The American firearms industry has prospered in recent years, with over 13 million firearms manufactured in the U.S. in 2022 alone. Furthermore, the gun manufacturing market is expected to keep growing.

Despite these encouraging estimations, though, new vendors that try to enter the market find out soon enough that they need 2A friendly credit card processors and firearm-friendly merchant services.

The truth is that such services are not that easy to find. Today, we are going to find out how to locate them, what they can do for you, and why you need them in the first place.

What Is 2A Friendly?

2A is short for Second Amendment, which guarantees the right of the people to keep and bear arms. However, more often than not, firearms merchants are listed as “high risk”, therefore not every merchant account is suitable for them. 

Not to mention that more and more banks and merchants are simply not willing to work with businesses in the firearms industry.

This is where 2A friendly credit card processors come into play, as they provide high level security features, such as advanced fraud prevention tools and mechanisms. 

You see, firearm friendly credit card processing is not something totally different from high risk credit card processing in general. 

The main difference is that the processors understand the gun industry and specialize in managing business transactions for it, serving as a middleman between the client, their bank and the business owner’s merchant account.

What Are the Benefits of a 2A Friendly Merchant Account?

1. Regulatory Compliance 
2. Secure Transactions
3. Better Sales
4. Supported Processes
5. An Enhanced Customer Experience

1. Regulatory Compliance 

2A friendly credit card processors are aware of the complex requirements of FFL and ammo businesses, so their work aims to comply with all the various federal, state and local regulations. 

This includes screening transactions, making sure that each purchase meets the necessary legal requirements, and preventing sales to prohibited individuals.

2. Secure Transactions

Security is essential in the firearms business. The best credit card processors should definitely be using the latest encryption protocols to protect the sensitive information of both customers and businesses. The sensitive information involves payment info as well as personal data.

3. Better Sales

2A merchant accounts should allow businesses to provide their customers with the option to use different payment methods. Apart from the standard debit and credit card, nowadays, more and more people are using mobile payment solutions, like Google Pay, Apple Pay, and PayPal.

Having the flexibility to use various payment options can attract customers, and lead to an increase in sales.

4. Supported Processes

Apart from helping with the payment and regulatory side of things, 2A credit card entities can also assist businesses by providing customer insights, gathered through custom reporting tools.

This includes tracking sales, transaction trends, and sharing other data that can help you make informed decisions. And it is not only this, these companies can also be useful to resolve specific difficulties faced by FFL and ammunition dealers, or to simply be there to answer any questions you might have.

5. Enhanced Customer Experience

Providing users with a shopping experience that is both seamless and secure can do wonders. Add the fact that you are allowing them to buy your products, using their preferred payment method, and you have a greatly improved customer experience.

What also makes it great for your business is that it encourages repeat purchases, as well as a higher customer retention rate.

How to Choose the Best Gun Friendly Credit Card Processor?

The first thing you should look at when choosing a merchant account for your firearms business is their reputation and experience in the industry. A reputable provider will ensure that you benefit from all the points we listed above, while it is uncertain whether a new, untested one can do the same.

Ideally, you’d want to check the availability of different payment options, apart from the regular credit cards and debit cards (crypto, eWallets, etc.) as well as the overall security and fraud prevention measures the company has in place 

Last but not least, you should definitely do some research to establish whether or not the firearm friendly processor you have decided to trust is using honest sales practices. You do not want to end up with someone who promises everything only to turn out they are not competent and prepared to do it for you.

Final Words

Choosing the right 2A friendly credit card processor for your business is essential. At Electronic Transfer, we offer solutions specifically designed to serve the needs of FFL and ammunition dealers.

As a credit card processing provider that has been in business for over 30 years, and has helped over 50,000 merchants, you can trust us to get the job done.

We have both the expertise and the experience necessary – give us a call, we’d be happy to help you develop your business.
Also, we not only offer our services as a 2A friendly credit card processor – our work also includes many other products and services, including donation and non-profit organizations, virtual credit card processing, and point of sale (PoS) software.