Your Computer Is the Card Terminal
Take an order by phone, fax, or mail. Then simply log into your www.FastCharge.com account and enter the credit card information. It works at your office, at your home, at a tradeshow, or anywhere you have Internet access. Your Virtual Terminal verifies the CVV2 code (last three numbers on the back of the credit card) as well as the AVS (address verification system) which is the credit card billing address. This helps merchants manage and prevent fraud. The Virtual Terminal also E-Mails the Customer a Receipt Immediately Upon Approval. It also E-Mails the Merchant the Order Information at the same time.
The secure Virtual Terminal and Batch Upload features enable merchants to process credit card and/or online check transactions manually, as well as automatically from a Website Shopping Cart.
Transactions are Immediately Approved. Sales are Automatically Batched Daily.
Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up PC systems. Our Recurring Billing Module Offers you Ease, Speed, Convienience, plus Security on a your Non-Cash Transactions.
Businesses with a FastCharge account may access the Virtual Terminal through the FastCharge Web site using any Web browser. After logging into their FastCharge account using a unique user ID and a password. Merchants can access the complete range of FastCharge services - Authorizations for purchases, credits and returns, status and activity reports, and much more.
To authorize credit card transactions, the merchant must complete an electronic form that provides the FastCharge system with the information it needs to complete the transaction. This information is encrypted using the latest Secure Socket Layer (SSL) technology and is sent to a FastCharge host server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection. When the process is complete - this usually takes around three seconds - the merchant receives an authorization number, and the FastCharge server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.
Merchants can also check the status of transactions and run a variety of reports right from the FastCharge Merchant Interface.
This is a Live Credit Card Processing Test System
This is a simulation of our live Credit Card Processing system and does not apply credit card charges to any credit card number you enter. Web site developers and programmers can use this live test account to program your shopping cart or to test transactions from your web site. Or, if you would like to see how the virtual processing terminal works you can use the numbers below to perform test transactions. You can also test our free recurring billing system using these test cards as well. You can also check out all of our FREE Fraud Prevention Features:
For approved test transactions use MasterCard credit card number 5454545454545454 with an expiration date of Jan 1, 2018 and a CVV2 value of 010.
For declined test transactions use Visa credit card number 4111111111111111 with an expiration date of Jan 1, 2018 and a CVV2 value of 010.
To run a test Check/ACH transaction use routing number 999999999 and checking account number 999999999999 with the amount less than $300.00.
If you have any questions please call us toll free at 800-757-5453
Electronic Transfer, Inc. is a Registered ISO/MSP of Westamerica Bank, Santa Rosa, CA.
Electronic Transfer, Inc. offers merchant accounts and credit card processing to accept Credit Cards. ETI has helped merchants with their Credit Card Processing since 1989 - This web page is about Merchant Accounts, Hypercom, Credit Card Processing, Virtual Terminals, Card-Swipe Terminals, VeriFone, Website Payment Processing, Secure Gateway, Wireless Credit Card Terminals and iPhone Credit Card Systems.